23. You acknowledge that prior to the agreement, you know and understand the cash price of products and/or services. b) We and other organizations can also access this information and use it to prevent fraud and money laundering, for example. B if: review details of credit applications and credit facilities or other facilities; Managing accounts or credit and credit facilities Debt collection Review of proposal terms and fees for all types of insurance; Check candidate and employee information Your data may be passed on to related companies or people you have presented to us, including all insurers of your obligations under this agreement, and may be used by us to manage the supply of products and services you request now or in the future. We or they may send you, by phone or email, for carefully selected third-party services and products and/or services, which we may be interested in because of the information we hold about you, if you prefer not to receive such information, please email us at Creation Consumer Finance, Limited Marketing Department, Chadwick House, Blenheim Court, Solihull B91 2AA. We keep your data for 6 years to send you this information; You must repay the loan amount within 30 days, from the day you informed Close Brothers Premium Finance of your intention to sell directly to close the loan. 9. You irrevocably authorize us to notify the broker or insurer (if any) if you violate this Agreement and if this breach is not corrected within 14 days of notification of the default, to terminate the policies and order the insurer to pay us a premium or receivables rebate for the payment of the amounts outstanding under this Agreement. What is an RPA? APR (Annual Percentage Rate) is a standard measure for the cost of credit, which is indicated as an annual rate.
Interest rates can be indicated in different ways. It helps compare the cost of credit from different providers. The RPA must be disclosed to you before the conclusion of the credit agreement. (ii) Close Brothers Premium Finance should be informed of all factors that may affect your ability to pay minimum refunds for the duration of the agreement. Please contact them as soon as possible if such factors affect the accessibility of your refunds. 14. We may transfer or securitize you without notice one of our rights under this Agreement and/or all amounts due under this Agreement (references to us, us and ours are read and interpreted as a reference to the assignee). Our current fee includes: $25 for sending letters each time no collection system is set up or a request is cancelled or returned. See Clause 6 for other taxes that we can apply. If you do not repay until the due date, we may, in addition to our other rights, calculate late interest from the due date to the effective repayment date at the above interest rate, both before and after the decision.
We will also charge you any reasonable legal costs and expenses that we incur when recovering unpaid and outstanding refunds, or that we incur when operating or exercising our rights under this Contract iv. Provide false information in connection with this credit contract; or seven. The balance of the total amount of use, as well as all accrued interest (if any) and other amounts payable under this Agreement is immediately payable and payable at the expiry of the formal termination if: 18. (a) When reviewing your loan application, we will review the files of one or more credit reference agencies that you add to your file, add details to our search and application, and this will be consulted by other research organizations.